Legal information


PRIVATEPAY LIMITED – is a licensed Money Service Business (MSB) operating in Canada. We operate in full compliance with the requirements of the Financial Transactions and Reports Analysis Centre of Canada (FINTRAC) and the Proceeds of Crime (Money Laundering) and Terrorist Financing Act (PCMLTFA).

PRIVATEPAY LIMITED
Registration Number: BC1505968

n line with the safety of our users and the legal requirements of the United States of America, Canada, the European Union, and other applicable jurisdictions, PRIVATEPAY LIMITED, in cooperation with its regulated banking and payment service partners, has implemented and adopted KYC (Know Your Customer) and AML/CTF (Anti-Money Laundering and Counter-Terrorism Financing) policies in compliance with the applicable requirements of FinCEN, FINTRAC, and other relevant regulatory authorities.

Payment processing, AML/KYC procedures, payment and settlement infrastructure, and settlement services are provided by regulated banking and payment partners holding the necessary licences, registrations, and authorisations in the relevant jurisdictions.

PRIVATEPAY LIMITED manages the customer-facing interface, the onboarding and adaptation of customers and merchants, and customer relationship management.

Regulated payment processing, settlement execution, safeguarding of funds, provision of payment infrastructure, and compliance with AML/KYC requirements are carried out by regulated banking and payment partners under a Banking-as-a-Service (BaaS) model.

These partners hold the licences, registrations, and authorisations required to conduct the relevant activities in the applicable jurisdictions and may provide, depending on the specific product and region, the following services:

- foreign exchange transactions;
- money transfers;
- issuance and redemption of payment instruments;
- payment processing and settlement services;
- provision of payment and settlement infrastructure;
- Banking-as-a-Service (BaaS) services;
- AML/KYC compliance services;
- safeguarding and protection of customer funds in accordance with applicable law.

The specific banking or payment partner involved in providing a service may vary depending on the customer’s country, currency, payment method, and type of transaction.

For legal inquiries, please contact: 
PRIVATEPAY LIMITED
Email: [email protected]  Website: https://privatepay.io

Effective date: May 04, 2026